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3 months into testing, due to launch early 2027

Insolv Consumer PI

IVA

Statutory arrangement with creditors, approved by 75% by value. Your IP acts as nominee and supervisor, typically over 5 to 6 years.

England, Wales and NI

BANKRUPTCY

Debtor application or creditor petition. Official Receiver or IP trustee, with discharge usually after 12 months.

England, Wales and NI

DRO

Debt Relief Order for low debt, low asset cases, made through an approved intermediary. Debts written off after a 12 month moratorium.

England, Wales and NI

SEQUESTRATION

Scottish bankruptcy through the Accountant in Bankruptcy, by Minimal Asset Process or full administration, with an IP or AiB as trustee.

Scotland

TRUST DEED

Protected Trust Deed with an IP as trustee. Protected unless creditors object, typically over 4 years.

Scotland

BREATHING SPACE

Statutory protection from creditor action while advice is taken, the gateway into a formal route.

England, Wales and Scotland

IVA

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Wolf AI Labs

Human Enabled AI Driven

The Wolf Insolv Consumer PI platform for UK IP Firms.

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